Commercial Real Estate Financing
Acquiring, refinancing, or building? We match investors and business owners with the right lender, fast, for acquisitions, refinances, construction loans, and bridge financing across Canada.
Unlocking New Opportunities
In the dynamic world of commercial real estate lending, where opportunities abound but challenges persist, Lantern Capital is here to illuminate your path to success. Just as we understand the unique needs of businesses, we recognize the intricacies of the CRE landscape. Our mission is to empower you to thrive amidst these complexities.
With Lantern Capital, you'll experience the same commitment to excellence and tailored solutions that define our approach to financing. Our seasoned team of CRE professionals, backed by state-of-the-art technology, ensures that we deliver competitive offers with remarkable speed.
Our collaborative ideology ensures a seamless experience, enabling faster closings and a superior lending journey. Don't let the challenges of commercial real estate financing dim your aspirations. Reach out to Lantern Capital today and embark on a journey towards realizing your CRE goals. Your success is our priority, and we're here to illuminate every step of the way with our unparalleled expertise and unwavering support.
Our Commercial Real Estate Financing Services
Bridge
Our bridge loans offer a short-term solution, providing immediate cash flow to meet current obligations until permanent financing is secured or existing obligations are fulfilled. Backed by collateral such as real estate or business inventory, our bridge loans ensure rapid access to funds, enabling you to navigate transitions with confidence and ease.
CMHC
Financing solutions for the construction, acquisition, or refinancing of multi-family rental properties, licensed care facilities, and retirement communities across Canada. Whether you're looking to embark on a new project or enhance existing properties, our CMHC insured mortgages offer the support you need to achieve your goals.
Equity Takeouts
A strategic solution for commercial real estate owners. Whether your property is fully paid off or partially paid off, our refinancing options allow you to leverage the equity in your property to access capital for a variety of purposes. Whether it's expanding your business, funding renovations, or seizing new opportunities, our refinancing services provide the financial flexibility you need to achieve your goals.
Inventory
We secure financing against newly completed vacant properties, including residential condominiums, single-family dwellings, and commercial units. This unlocks capital tied up in idle properties, providing valuable cash for strategic use.
Refinancing
Unlock the potential of your property's equity with commercial mortgage refinancing, giving you the flexibility to leverage cash for your specific needs and aspirations.
Non-Recourse
We specialize in non-recourse commercial mortgages, offering financing where the lender's repayment is solely secured by the property itself, protecting borrowers' other assets. Choosing a non-recourse loan with us ensures peace of mind and financial security, allowing you to pursue your commercial real estate goals without putting your personal assets at risk.
Interest-Only
Our interest-only loan option allows you to pay only the interest for a set period, as outlined in your agreement. After this period, your loan transitions to a traditional amortizing structure, with payments covering both interest and principal. This ensures steady progress towards full repayment.
Portfolio
Commercial real estate mortgages tailored to finance diverse portfolios across various asset classes. Our financing solutions are designed to empower investors and property owners to maximize their potential across a range of real estate sectors.
Renovation
Our commercial renovation loan offering encompasses comprehensive coverage for all aspects of revitalizing, renovating, or refurbishing your existing commercial property.
Term
With our term loan options, each payment covers both principal and interest, steadily chipping away at the loan balance over the designated amortization period. This ensures that by the end of the term, the loan is fully repaid.
Industries We Proudly Service
Frequently Asked Questions
What Types Of Commercial Real Estate Do You Finance?
We arrange financing across office, retail, industrial, multi-residential, and mixed-use properties, along with land and construction projects.
Can You Help With Purchases, Refinances, And Construction?
Yes. We structure financing for new acquisitions, for refinancing existing properties onto better terms, and for ground-up construction and development. Each of the three is a different conversation with a different set of lenders.
How Do Commercial Real Estate Loans Work?
A commercial real estate loan finances the purchase, refinance, or construction of business-occupied or income-producing property, secured against the property itself. Terms and structure vary widely by property type, the income it generates, and the strength of the borrower. Lantern Capital assesses your deal, structures the request, and matches it to the lenders most likely to fund it, so the financing fits the property and the plan rather than a fixed template.
How Long Does It Take To Arrange Commercial Real Estate Financing?
It can take from several weeks to a few months depending on the property, the due diligence involved, and the lender. Lantern Capital moves the process as efficiently as the deal allows, and you will hear back from us within one business day of your first enquiry, so you always know where things stand.
Can You Finance A Portfolio Of Multiple Properties?
Yes. Lantern Capital arranges commercial real estate financing for property portfolios, structuring several buildings or holdings under one facility rather than a series of separate loans. A unified portfolio structure can streamline your reporting, reduce duplicated closing work, and strengthen how the overall deal presents to a lender. We map out that structure with you before going to market, so the financing reflects the portfolio as a whole and not just one property at a time.