Tech Finance
Lantern Capital structures growth financing for technology companies — underwritten on your recurring revenue and growth, so you scale without giving up equity.
Tech Finance For Companies Scaling Without Giving Up Equity
Raising another round means handing over more ownership, more board influence, and a share of every future dollar. Tech finance is the alternative: capital you borrow against your revenue and growth, then repay as the business performs, so the company stays yours.
Lantern Capital structures financing that fits how technology businesses actually build value, drawing on our team's experience across lenders throughout North America. You get capital underwritten on your ARR, retention, and growth, repaid as you scale, so you extend runway to the next milestone without diluting to get there.
Benefits Of Using Tech loans For Your Business
Keep Your Equity and Your Control
Fund the next stage with debt, not another round — no board seats, no dilution, no trading away the upside to grow.
Assessed on Your Revenue and Growth
Approval rests on recurring revenue, retention, and trajectory — the numbers that reflect where your business is actually headed.
Your Model Isn't a Barrier
Subscription, usage-based, marketplace, seat-based, or something in between — there is an underwriting structure that supports it.
Compare Real Offers, Not Just One
Direct lenders show you their own terms. Lantern Capital takes your raise to multiple lenders who fund technology, so you weigh real options and choose the best fit.
Extend Runway Between Rounds
Bridge to your next milestone and raise later from strength, instead of taking a round early, or a down round, just to keep going.
Structured to Where You Are
From early revenue to scaling past your Series A, we shape the request to your stage and take it to the lenders who actually fund technology.
Frequently Asked Questions
What Is Tech Finance?
Tech finance is funding built for technology companies, assessed on recurring revenue and growth rather than the kind of history or collateral a traditional loan looks for. Lantern Capital arranges financing that evaluates your business on the metrics that actually drive it.
What Can Tech Finance Be Used For?
Most companies use it for the growth that compounds — customer acquisition, hiring, and product — or to bridge toward a funding milestone while scaling. Lantern Capital structures the facility around what you're funding.
How Is This Different From Raising Another Equity Round?
Equity raises capital by selling part of the company; tech finance raises it as debt you repay, so you keep full ownership and control. It's often used to extend runway, fund growth between rounds, or avoid raising early at a valuation that would cost more dilution than the capital is worth.
Do I Have To Be Profitable, Or Venture-Backed, To Qualify?
Neither is a strict requirement. What matters most is recurring revenue and a credible growth trajectory — many technology businesses raise this kind of capital while still reinvesting ahead of profit, whether or not they've taken venture money.
How Much Can My Business Borrow?
It comes down to your recurring revenue and how consistently it's growing, since that's what the financing is repaid from.