Equipment Financing
Explore our flexible and reliable commercial equipment financing options today and secure the funds you need to acquire essential equipment. Let’s work together and drive your business forward.
We Want To Be Your Trusted Partner
We understand the unique challenges businesses face, and our mission is to help you thrive. With competitive rates, flexible terms, and exceptional customer service, we're committed to tailoring a financing solution that aligns perfectly with your goals. We provide versatile equipment financing solutions for a wide range of industries that you can find listed on this page.
Don't let equipment costs burn out your business's potential. Contact Lantern Capital today and take the first step towards acquiring the equipment that can illuminate your success. Your growth is our priority, and we're here to support you with our comprehensive financing solutions.
Our Equipment Financing Solutions
Lease Financing
We offer both capital and operating leases for a variety of revenue-generating assets. Available for all kinds of businesses, sole proprietors, or partnerships.
Sales & Leaseback
Refinance or extract equity from equipment you already own to boost your business's cash flow. Primarily used for equity takeouts.
Pre-Approved Equipment Lines
Gain peace of mind when shopping at auctions or making urgent equipment purchases. We can establish an approved equipment line of credit that can be accessed instantly when needed.
U.S. Dollar Funding & Repayment
We provide loans and leases in US Dollars, offering flexibility in funding and repayment options. Choose between US dollar or Canadian dollar repayment based on your preference, providing a hedge against currency risk.
Term Loans or Conditional Sales Contracts
Secure financing for the purchase of new equipment or refinance existing equipment with our loan options.
Equipment-Backed Revolvers
Access revolving lines of credit secured against your equipment with substantial equity. These credit lines serve as a readily available source of capital for your business.
Our Simple Application Process
1
Personalized Consultation
We begin with a personalized consultation to delve into the specifics of your equipment needs, ensuring we thoroughly understand your requirements.
2
Effortless Document Submission
Gather all necessary documents, simplifying the submission process for you. Our team is here to guide you through each step with ease.
3
Transparent Review Process
Once your package is submitted, our dedicated team meticulously reviews every detail to ensure clarity and completeness. We maintain transparent communication throughout, promptly addressing any questions or concerns.
4
Expert Assessment & Funding Facilitation
Our seasoned credit team conducts a comprehensive assessment, leveraging their expertise to facilitate funding seamlessly. From negotiating terms to finalizing the deal, we handle every aspect efficiently to ensure a smooth and successful outcome.
Easy Access To Capital Within:
CROSS-BORDER FINANCING
With customers, suppliers, or assets in both countries, you need an advisor who can structure across them. We arrange USD and CAD facilities and finance assets in both markets, running a competitive process across lenders on both sides of the border — including US asset-based lenders and specialty finance.
✔ USD & CAD facilities
✔ US asset-based lenders & specialty finance
✔ Assets financed in Canada & the US
Frequently Asked Questions
How Does Equipment Financing Work In Canada?
Equipment financing lets a business acquire or borrow against machinery, vehicles, and other assets instead of paying cash up front. In Canada it can take the form of a lease, an equipment loan, or an asset-based facility — we structure the right approach and run a competitive process across lenders to secure your terms.
What Types Of Equipment And Asests Can You Finance?
We finance across transportation, construction, manufacturing, mining, and forestry — from single large-ticket assets to full fleets — and structure asset-based facilities against accounts receivable, inventory, and equipment together.
Can You Arrange Equipment Financing Across Canada And The US?
Yes. We arrange USD and CAD facilities and finance assets in both countries, with access to US asset-based lenders and specialty finance as well as Canadian banks, BDC, and EDC.
Can I Refinance Or Unlock Equity From Equipment I Already Own?
Yes — through a sale-leaseback or refinancing, we release capital from equipment and assets you already own to fund growth, an acquisition, or working capital.
Do You Have To Put A Down Payment On An Equipment Loan?
It depends on the lender, the asset, and your financials — which is exactly why we run it across the market. Some deals need money down, many don't, and we find the structure that keeps the most cash in your business.